Budgeting – It's not about spending less, it's about spending better. It's about having more of the things you need, and less of the things you don't.
Earlier this year, collaborative website Figure.NZ put together some compelling charts showing how many Kiwis felt they had enough for their income needs. As it turns out, more than half of New Zealand couples without children feel they earn enough, followed closely by couples with children. On the other hand, less than a third of single parents feel they have enough to spend.
Whatever the group you fall into, planning ahead for both your day-to-day expenses and long-term commitments can always make a difference. Smart budgeting is the focus of the first article below, which raises some valid points.
After all, when it comes to money management, there's always room for an extra pinch of wisdom – or a little help from technology.
New Booster app: Your financial life in your pocket
Imagine being able to monitor your financial life from a single platform – including your KiwiSaver scheme, Super-Super, bank accounts, savings, debts, shares, property and other investments.